Tyler on stage in a leather jacket, gesturing at a live terminal projected behind him, with an attendee's hand raised in the foreground.
SZD Labs · Free guide

From personal Claude plans to Claude Team.

15-page guide 20 screens from a live Team org Checked October 26, 2026

Claude Team moves everyone who pays for Claude on a personal card into one company organization: one invoice, admin controls, shared projects, and no model training on your chats by default. A Standard seat costs $25 a month, or $20 billed annually, and includes Claude Code. This guide shows every screen that changes, what happens to each person's personal account when they join, and the twelve-step rollout we use.

Tyler teaching at a free Claude Community workshop with IEEE Atlanta, held at Georgia Tech Research Institute, July 2026.

The short version

Personal plans are built for one person. Team is built for the company.

Most companies start with a few people expensing Pro or Max. It works until someone asks where the client data went, who owns the project everyone depends on, or why five people pay for the same thing five different ways.

Who pays

One invoice

The company pays per seat on one bill, instead of reimbursing personal cards and app store subscriptions.

Your data

No training by default

Team runs under Anthropic's Commercial Terms. On Free, Pro and Max, each person decides for themselves.

Control

One set of rules

Owners decide sharing, connectors, skills, memory and what Claude may do without asking, once, for everyone.

Shared work

Projects outlive people

The project everyone depends on belongs to the organization, not to whoever happened to build it.

The one rule for your rollout: configure the org first and invite people second. Most of the defaults are open, and the invite link is live from day one.

Side by side

Personal plans vs. Claude Team.

Personal (Pro or Max)Claude Team
Who paysEach person, on their own card or app storeThe company, on one invoice
PricePro $20 a month ($17 billed annually). Max $100 or $200 a monthStandard seat $25 a month ($20 annually). Premium seat $125 a month ($100 annually)
SizeOne person2 to 150 seats
Model training on your chatsEach person's own choiceOff by default, under Anthropic's Commercial Terms
Who owns the workThe individualThe organization
Admin controlsNoneAdmin console, roles, domain verification, SSO, org policies
SharingPublic linksProjects and chats shared inside the org, within admin limits
Connectors and skillsEach person sets up their ownOwners turn them on for everyone
Claude CodeIncludedIncluded in every seat, with org managed settings
UsagePro is the baseline; Max is 5x or 20x ProStandard about 1.25x Pro and Premium about 6.25x Pro per session, plus optional usage credits

Prices in US dollars before tax, as Anthropic listed them on October 26, 2026. Usage multiples are Anthropic's own per-session figures from its help center.

Same email, two accounts

Joining a Team doesn't erase anyone's personal account.

One email can hold a personal account and an organization account at the same time. People switch between them from the account menu in the lower left corner. The blue check shows which one is active, and each account keeps its own chats.

What this means for your people

Claude's Projects page in the Team account, with tabs for Your projects, Organization and Shared with you.
Inside the Team account, Projects gains two tabs a personal plan doesn't have: Organization and Shared with you.
Your data

The strongest reason to move, and the easiest to miss.

Since Anthropic's 2025 consumer terms update, Free, Pro and Max users choose for themselves whether their chats and coding sessions train Anthropic's models, and Anthropic keeps that data for up to five years when they allow it. Team runs under the Commercial Terms instead: by default, Anthropic doesn't train on Team chats or coding sessions.

Personal account privacy settings. The Help improve our AI models switch is off, with the note Off for all emails using your domain.
Personal account, Settings, Privacy. "Help improve our AI models" is the personal training switch. Here it is locked off with the note "Off for all emails using your domain", because the Team org verified the company domain.

A side benefit we saw in our own org: once the company domain was verified in the Team org, the personal account on that domain showed training switched off for every email on the domain. Verify your domain early (rollout step 4).

Team admin data controls: export organization data, allow members to export their own data, rate chats and location metadata.
Team admin, Data and privacy. There is no training switch to flip. Admins control exports and feedback instead.

Exceptions Anthropic lists for Team: feedback people submit with thumbs up or down, an explicit opt in, and its Development Partner Program. Chats stay until deleted, and deleted chats leave Anthropic's back end within 30 days. Custom retention periods are an Enterprise feature.

One admin console

Every setting for the whole company, in one place.

Owners and Admins open it from the account menu, Organization settings. The left rail is the map: organization, billing, usage, data and privacy, capabilities, members, then one page per product.

Claude Team admin console, Organization and access page: team overview, a setup checklist, team name and organization instructions.
Organization and access. Seats and members at a glance, a setup checklist, and Organization instructions: text Claude follows in every conversation across the org, ahead of each person's own preferences.

Use Organization instructions for the few rules that should never depend on memory: how to handle client data, required disclaimers, house formatting. Changes can take up to an hour to apply.

Members, roles and seats

Who can do what, and who gets the bigger seat.

Team members list with name, role and tier columns; member names and emails are blurred.
Members. Each person has a role and a tier (seat type). Export CSV gives finance the roster.

Four roles

Two seat types

Standard covers most people and includes Claude Code. Premium adds usage, about five times a Standard seat. Mix them freely and move people between them as their use changes. Members don't see which seat they have.

New seats are prorated and charged right away. Seat reductions only take effect at renewal, with no prorated refund, so add seats as you need them rather than all at once.

Add member dialog: invite by email or by invite link, paste emails or upload a CSV, then choose role and tier.
Add member. Paste a list of emails or upload a CSV, then set role and tier for the batch.

Watch your seat count: a pending invite holds a seat as soon as it is sent, and invites expire after 21 days.

Add a second Owner on day one. The setup checklist asks for it for a reason: if the only Owner is out, nobody can buy seats or change policy.

Billing and usage

One invoice, and a plan for your heaviest users.

Team billing page: Team plan, 2 seats, next invoice and projected total of $50, a blurred payment card, one paid invoice.
Billing. One plan, one payment method, one invoice. Two Standard seats on monthly billing come to $50.
Personal Max 20x usage page with a current session bar, a weekly bar and usage credits.
Personal Max 20x usage. A five-hour session limit and a weekly limit.
Team usage settings: turn on usage credits, usage credit requests, and service spend limits.
Team, Usage. Usage credits keep people working past their seat's limit, billed at API rates with caps you set.

Your Max 20x people will notice. A Premium seat is about 6.25 times Pro per session; Max 20x is 20 times. If someone lives in Claude Code all day, turn on usage credits with a monthly cap for the org and per person, or expect complaints in week one.

Since October 7, 2026 Team plans also earn monthly API credits ($20 per Standard seat and $100 per Premium seat, pooled and capped at $500 a month) once a Console organization is linked after seven days on the plan. Unused credits expire each cycle.

Shared projects and chats

The project everyone depends on stops living in one person's account.

On a personal plan, a great project (instructions, reference files, a working prompt) belongs to whoever built it. In a Team org it can be shared with specific people, or published to the whole company under the Organization tab.

Team sharing settings: share chats, share chats that use connectors, share with everyone, share externally, share cloud sessions, share projects, public projects.
Data and privacy, Sharing. Each kind of sharing has its own switch.

Our default settings for a new org

Connectors and skills

Turn a tool on once instead of twenty times.

Team connectors page: member requests switch and a list of connectors including Asana, Atlassian, Box, Canva, Figma and GitHub.
Connectors. An Owner enables a connector (Google Drive, Gmail, Asana, GitHub and more) for the org. Each person still signs in with their own account, so they only see what they already have access to.
  • Keep "Let members request connectors" on. Requests land on this page, which tells you what people actually need.
  • Only Owners can add custom connectors on Team, and Owners can set each connector tool to always allowed, needs approval, or blocked.
  • Skills work the same way. Owners upload company skills under Plugins and skills and every member gets them. Skills need code execution turned on.
Plugins and skills inventory listing directory skills with source, version and audience.
Plugins and skills. One inventory of every skill and plugin the org governs, including the ones members made for themselves.
Guardrails

Decide how much Claude can do without asking.

Capabilities is where you set the org's risk posture. These switches apply to every member, so set them before people arrive.

Tool approval settings: automatically approve mode on, skip all approvals off, always allow for connector tools off.
Capabilities, Tool approvals. "Automatically approve" lets Claude act on its own and pause on anything unsafe. "Skip all approvals" and "Always allow" for connector tools remove the pause entirely. Both ship off; leave them off until you have a use case.
Code execution and remote session settings: network egress, domain allowlist, computer access, trusted devices and routines.
Code execution and remote sessions. Network egress, a domain allowlist for the sandbox, computer access and routines.
Memory settings: enable memory for your team, and sensitive topics in memory.
Memory. One switch for the org. Memory stays private to each person.

Decide memory on purpose. Anthropic's release notes and our live org didn't agree on the default, so check the switch rather than assume.

Claude Code for the team

Every seat includes Claude Code. Set the rules before the developers do.

Claude Code admin settings: managed settings, desktop, cloud sessions, Remote Control, cloud session settings and fast mode.
Claude Code. Managed settings, desktop and cloud sessions, Remote Control, and code review.
  • Managed settings override user and project settings across the CLI, IDE and desktop app: permissions, allowed directories, plugin marketplaces. They need Claude Code 2.1.38 or later. One policy covers the whole org on Team, and Anthropic describes them as a client-side control, not a security boundary.
  • Cloud sessions and Remote Control let people run or continue coding sessions from the browser or phone. Remote Control gives a session full access to that person's machine, which is why it ships off.
  • Fast mode bills from usage credits at a higher rate, so it only works once credits are on.
Moving each person's account

Three choices at the invite, and one of them is final.

When someone with a personal Pro or Max plan on the same email accepts the invite, Claude asks what to do with the personal account.

ChoiceWhat happensBest for
Keep bothThe personal account stays as it is. Nothing moves, and the personal subscription keeps billing.People who use Claude for life outside work too
Move to the org, bring dataThe personal account closes. Chats, projects and memory move into the org. Pro or Max is cancelled with a prorated refund.Accounts used only for work
Move to the org, delete dataThe personal account closes with a prorated refund. Nothing moves.A clean start

Moving is one way. Once history moves into the org, the company owns it. Anyone who mixed personal and work use should keep both and rebuild the few work projects they need inside the org.

What moves

  • Chats and the artifacts inside them
  • Projects, project instructions and files
  • Memory
  • Some Claude Code personal settings

What doesn't

  • Custom skills and custom connectors
  • Connector and app sign-ins
  • Published artifacts and public share links, which stop working
  • Cloud sessions for Claude Code and Cowork

The Apple trap. Refunds are automatic for plans bought on the web or through Google Play. If someone pays through the Apple App Store, moving doesn't cancel it. They must cancel in their Apple ID settings, or Apple keeps charging.

People who change their mind later can still move: Settings, Account, "Close your personal account". A person can also belong to more than one Team or Enterprise org.

The rollout plan

Configure first, invite second, lock down last.

Anthropic doesn't publish a rollout order. This is the one we use.

  1. Before you start

    Take inventory

    Who pays for Claude today, on which plan, through which store. Who uses Claude Code daily. Who has public links or published artifacts other people rely on.

  2. Before you start

    Pick seats

    Standard for most people. Premium for the people who hit limits on Max today.

  3. Day one

    Create the org

    At claude.ai with a company email; Gmail and other public domains can't create one. Choose Team, then monthly or annual billing. Buy only this week's seats.

  4. Day one

    Verify the domain

    And add a second Owner. The setup checklist walks you through both.

  5. Day one

    Set the policy

    Sharing, capabilities and memory, connectors and skills, Claude Code managed settings, Organization instructions, usage credits and caps.

  6. Day one

    Seed projects

    Two or three company projects with the instructions and files people need on their first day.

  7. Week one

    Invite by email

    Email invites set each person's role and seat. The invite link is on by default, approves anyone on an allowed domain and gives the lowest seat. Turn it off until you want it.

  8. Week one

    Send a short note first

    Which account choice to make, the Apple App Store warning, and where the company projects are.

  9. Week one

    Rebuild what didn't move

    Each person signs back in to their connectors, re-adds custom skills and replaces public links that broke.

  10. Weeks two to four

    Restrict new orgs

    Turn on "Restrict organization creation" so nobody starts a new personal account or side org on your domain. Existing accounts aren't touched.

  11. Weeks two to four

    Set up SSO

    Add every user to the identity provider app first. Requiring SSO locks out personal accounts on your domain that aren't in the app, so warn people to export first.

  12. Weeks two to four

    Review usage weekly

    For the first month: move people between Standard and Premium, adjust credit caps, approve connector requests.

Organization and access settings: verified domain, single sign-on, invite-only provisioning, a blurred invite link, member invites, approval and restrict organization creation.
Organization and access, lower half. Domains, SSO, provisioning, the invite link (blurred here) and approval rules.
Claude Team home screen with a Finish setting up Claude for Szdlabs prompt: next up, add another Owner.
Team home. Until setup is done, the home screen keeps reminding Owners of the next step.
When Team isn't enough

Know the line before you sign.

Team covers most companies under 150 people. Look at Enterprise if you need any of these:

  • More than 150 seats
  • SCIM provisioning or audit logs
  • The Compliance API or custom data retention
  • Claiming personal accounts that already exist on your domain
  • Custom roles, groups, or skills for some groups only
  • IP allowlisting, customer-managed encryption keys or US-only inference
  • HIPAA readiness with a BAA
  • Usage-based billing without per-seat caps

A self-serve upgrade from Team to Enterprise keeps chats, projects, members and roles, and can't be reversed.

The one-page checklist

Download the 15-page PDF

Sources

SZD Labs is independent and not affiliated with Anthropic. Claude is a trademark of Anthropic, PBC. Screens are from SZD Labs' own Team org on October 26, 2026, with names, emails, payment details and links blurred. Anthropic changes its plans often; check the sources before you buy.